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FREE CHECKING
You have heard by now that most banks started charging
monthly fees for Checking Accounts?
At WFD Credit Union, you have
unlimited free checking with no minimum balance requirement.
Deposits can be made through payroll deduction, direct deposit
and electronic funds transfer, with overdraft protection
available (on approval).
• NO monthly service fee
• NO minimum balance required
• FREE bill payer
• FREE online banking and phone teller services
• FREE direct deposit
• UNLIMITED check writing
Debit/Check Card is FREE as well!
Replace your checks with the convenience of plastic that
withdraws directly from your checking account. Use at any
location that displays a VISA logo for point-of-sale purchases,
or at any ATM that displays the VISA, NYCE or PLUS logos.
Convenience has a new name: MoneyPass®
The coast-to-coast, surcharge-free ATM network
WFDCU recently became part of the
MoneyPass® surcharge-free ATM network. MoneyPass already has
22,000 ATM's coast to coast-and the network continues to grow.
Since each and every MoneyPass ATM is surcharge-free, you won't
worry about paying a fee to access your money.
Finding the MoneyPass ATM location nearest you is easy: Simply
visit
www.moneypass.com to access
the MoneyPass ATM locator and find surcharge-free ATMs near you.
For even greater convenience, you can access the mobile
MoneyPass website at
mobile.moneypass.com and
download locator apps for your iPhone or Droid. If you have a
WFDCU debit card, you’re ready to go. If you don’t, apply for
one today by visiting the WFDCU.
SAVINGS
The financial health of your Credit
Union is, as always, on solid ground. And your funds are insured
by the National Credit Union Administration (NCUA), the
federal agency that administers the National Credit Union Share
Insurance Fund (NCUSIF). The NCUSIF, like the FDIC’s
Deposit Insurance Fund, is a federal insurance fund backed by
the full faith and credit of the U.S. Government. Recently the
amount of free insurance coverage on your funds was raised to
$250,000 on savings.
WFD Credit Union is a member of the
Massachusetts Credit Union Share Insurance Corporation (MSIC).
The MSIC now fully insures excess shares and deposits above the
federal limit of $250,000.
Please view our savings rates
HERE.
CERTIFICATES OF DEPOSIT
WFD Credit Union CD rate are one of the highest in the
country!
A high-yield savings option with a guaranteed fixed rate of
return. Your rate is locked in when it is opened - eliminating
the volatility inherent in other investments. Rate is locked in
when account is opened or rolled over.
• Available in terms of 6,12,18, 24 and 36 months
• Deposit requirements start as low as $1,000. Minimum balance on
all Certificates is $1,000.00.
Please view our rates
HERE.
LOANS
VEHICLE LOANS (New and Used Auto, Recreational Vehicles,
Motorcycles, Boats)
Whether you are looking at a brand new or used car, WFDCU
offers great rates, starting at 3.75% APR, which are often more
competitive than dealer financing. For new, used or even
refinanced loans from other lenders it pays to look into WFD
CU’s loans first.
Our rates are extremely competitive
for all other vehicles categories, starting at 5% APR, including
RVs, Motorcycles, Boats, Trailers and Mobile Homes.
Please click HERE to view all vehicle rates.
Please click
HERE to apply now.
STUDENT LOANS
With college costs growing fast, it's time to borrow smarter!
The Smart Option Student Loan®
offers three repayment options and competitive interest rates to
help you pay for college expenses not covered by scholarships
and federal loans.
PERSONAL LOANS
There are times you may need more money than you have on hand.
Perhaps you want to make a large purchase or need a helping hand
to overcome a short-term financial hurdle. Whatever the reason,
WFDCU offers affordable personal loan products to fit every
budget.
OTHER SERVICES
● Overdraft Protection
● Notary Services
● Telephone Banking Service
● Direct Deposit
● VISA Accounts
● Liberty Checks
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