|
Savings Rates as of
October 1, 2011
SAVINGS RATE
|
TERM |
APY* |
|
Regular
Savings Rate |
1.00% |
* APY= Annual
Percentage Yield
CD Rates as of
November 7, 2011
CD RATES
|
TERM |
DIVIDEND
RATE |
APY* |
|
6 Months |
1.25% |
1.257% |
|
12 Months |
1.50% |
1.510% |
|
18 Months |
1.75% |
1.764% |
|
24 Months |
1.75% |
1.764% |
|
36 Months |
1.75% |
1.764% |
* APY= Annual
Percentage Yield
Loans Rates as of
February 1, 2012
NEW CAR (2010, 2011, 2012) - Loan rates are only for limited
time: 2/1/12 through 3/1/12
|
TERM |
APR* |
|
4
years |
3.00% |
|
5 years |
3.25% |
|
6 years |
3.50% |
*APR = Annual
Percentage Rate
- 0.25% rate
discount available for all members who use Bill Payer service
USED CAR - Loan
rates are only for limited time: 2/1/12 through 3/1/12
|
TERM |
APR* |
|
4
years |
3.25% |
|
5 years |
3.50% |
*APR = Annual
Percentage Rate
- 0.25% rate
discount available for all members who use Bill Payer service
BOATS, TRAILERS, RECREATIONAL VEHICLES, & MOBILE HOME LOANS
AVAILABLE!
|
TERM |
APR* |
|
NEW/USED: UP TO 5 YEARS |
5.00%
|
|
NEW/USED
6 YEARS TO 10 YEARS |
7.25% |
*APR = Annual
Percentage Rate
- 0.25% rate
discount available for all members who use Bill Payer service
PERSONAL LOANS
|
TERM |
APR* |
|
0-48
Months |
10.25% |
*APR = Annual
Percentage Rate
- 0.25% rate
discount available for all members who use Bill Payer service
STUDENT LOANS
|
TERM |
APR* |
|
0-48
Months |
8.25% |
*APR = Annual
Percentage Rate
- 0.25% rate
discount available for all members who use Bill Payer service
PASSBOOK LOANS
|
TERM |
APR* |
|
0-36
Months |
2.00%
above share rate |
*APR = Annual
Percentage Rate
- 0.25% rate
discount available for all members who use Bill Payer service
INSURANCE LOANS
|
TERM |
APR* |
|
0-12
Months |
8.25% |
*APR = Annual
Percentage Rate
- 0.25% rate
discount available for all members who use Bill Payer service
SECOND MORTGAGES
|
TERM |
APR* |
|
0-60
months (up to 5 years) |
5.75% |
|
60-120
months (up to 10 years) |
6.00% |
|
120-180
months (up to 15 years) |
6.25% |
*APR = Annual
Percentage Rate
FIRST MORTGAGES
|
TERM |
APR* |
|
Up to 30
years |
Call
508-752-1122 for newest rate |
*APR = Annual
Percentage Rate
EXAMPLE:
For $5,000, term - 4 years, rate 10%APR = weekly payments of
$29.19, total finance charge of $1,067.37
|
