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Auto Loans
If you’re ready to buy a new or used vehicle or want to refinance a loan from another lender, start with the WFDCU.

Our rates are competitive for all other vehicle categories including RV’s, Motorcycles, Boats and Trailers.

We can help you to save money and offer convenience with your entire car buying experience.

  • • Skip The 0% – Even if you can qualify for 0% dealer offers, you may have to choose between low-rate financing and a rebate. Accept the rebate, get your loan pre-approved with us and you’ll be in a stronger bargaining position as a cash buyer. Plus, by taking the rebate, you’re lowering the overall cost of the vehicle.
  • • Convenient Payments – You can enroll in payroll deduction and have your loan payment applied directly to your loan on a weekly or monthly basis. No need to bother with coupon books or trying to remember when the loan payment is due.

We also offer offer GAP (Guaranteed Asset Protection) – Protect against financial loss if your vehicle is stolen or totaled. Compare our $250 cost for GAP to what dealers charge and you won’t believe the savings at your credit union!

New Car (2022 – 2024)

4 years As low as 5.25%
5 years As low as 5.50%
6 years As low as 5.75%

*APR = Annual Percentage Rate

Used Car

4 years As low as 5.75%
5 years As low as 6.25%
6 years As low as 6.50%

*APR = Annual Percentage Rate

Rates are subject to change.