Mortgages

The Worcester Fire Department Credit Union has partnered with Allanach Mortgage Group Corp. to work together to offer home loans to our members.

Whether you’re buying your first home, upgrading or downsizing, or refinancing your current loan, you can take advantage of a variety of mortgage programs right here at your credit union.

Partner with WFDCU to finance your home and discover the wonder of a stress free home buying process. Our Mortgage Specialist (508) 752-1122 will offer friendly services throughout the whole mortgage process and update you on the newest rates.

At WFDCU, we understand that fixed rate second mortgage financing can be a great choice for debt consolidation or other borrowing needs. The rate is lower for a collateralized loan than an unsecured loan, and in most cases, interest paid on second mortgages is tax-deductible. Please Call (508) 752-1122 for more details and rates.

WFDCU is proud to offer our members Federally Secure Mortgage Programs - FHA, VA, Rural Housing, and Reverse Mortgages. There are several options for members looking to purchase or refinance and receive cash out. 96.5% and 100% financing available. FHA and FHA 203K rehabilitation Loans require only 3.5% down payment. Purchases or Refinances available for members with lower FICO scores and higher LTV's. Solid fixed rate loans.

All VA loans are 0% down - 30 Year Fixed Rates - 100% Financing - No PMI - Available on purchases and 90% LTV cash out.